This is the number students see first — before taxes, debt, and rent.
Debt Pressure
Estimated Student Loan
$240,000
School choice creates this number. It follows you into your first working years.
Cost of Living
Annual Living Costs
$56,640
Same job, different city — completely different life. Location changes everything.
The Real Question
Monthly Free Cash
$-3,322/mo
This is the number that changes family decisions. After debt and basic living costs.
Here's What This Path Looks Like — Before You Sign
The full tool lets you compare your actual school, city, and scholarship scenario side by side. Here's a sample of what that looks like.
Automotive Designer
Elite Private · New York · 0% scholarship
Automotive Designer
State School · Dallas · 25% scholarship
Automotive Designer
Community + Transfer · Houston · 50% scholarship
Starting Salary
$██,███
$██,███
$██,███
After-Tax Income
$██,███
$██,███
$██,███
Total Student Loans
$███,███
$██,███
$██,███
Annual Loan Payment
$██,███
$█,███
$█,███
Annual Living Costs
$██,███
$██,███
$██,███
Monthly Free Cash
$-3,322/mo
Financial Stress
$█,███/mo
$█,███/mo
📊 We want you to find the best path for you. The full version lets you compare real scenarios — different schools, cities, and scholarship amounts — so you can see exactly which choice gives you the strongest financial start.
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Salary data sourced from U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OES).
Cost of living estimates based on average market data for single-person households (Salary.com, Numbeo, MIT Living Wage Calculator 2025).
Student loan assumptions reflect current federal Direct Loan rates per Federal Student Aid.
All figures are estimates intended for planning purposes only.